Choosing Better Financial Practices

What To Know If You Are Considering Hiring A Bankruptcy Attorney

Filling for bankruptcy is a decision that will impact your finances for years. However, there are times when bankruptcy is the best option for getting your financial life back on track. If you are filing for bankruptcy, knowing what paperwork to fill out and how the process works is vital. Since filing for bankruptcy is such a serious decision, hiring a professional to help guide you through this process is worth it.   Read More...

How You Can Get Relief From Tax Garnishment

Are you in a situation where you will have your wages garnished to pay back taxes, and you are not sure what you can do about it? There are actually a few solutions to help get some relief from wage garnishment. Make sure you follow these tips so that you are handling the situation in the best way possible. File All Back Tax Returns You want to start by making sure that you are up to date with all of your previous tax returns.   Read More...

What To Know About Your Bankruptcy Repayment Plan

Are you going through Chapter 13 bankruptcy, and will eventually have a repayment plan? If so, you likely have a few questions about it. When Will You Start Making Payments? During the bankruptcy process, you will have a repayment plan put together that is approved by a bankruptcy judge. This process is known as the confirmation process, and it can take a while. This is because a judge, the bankruptcy trustees, and even creditors must approve of this plan before it can be confirmed.   Read More...

The Bankruptcy Administrator: What Filers Should Know

If you are considering filing for bankruptcy, you may not be concerned with who will preside over your case. However, this person, known as the bankruptcy trustee, has a lot of power over how your Chapter 7 filing goes. Your interactions with the trustee may be limited, but they are all very important in having a successful bankruptcy experience. To learn more about when you will likely encounter the trustee during your bankruptcy, read on.   Read More...

3 Things To Know Before Using Chapter 13 Bankruptcy

Chapter 13 bankruptcy is the branch that people use to restructure or reorganize their debts. This branch does not offer an instant discharge of debts. Instead, it provides a plan for you to repay them. If you are interested in using this branch of law, you might want to learn several vital facts about Chapter 13 before hiring a lawyer to help you file. Here are several essential things you should know.   Read More...